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Buy to Let Mortgages

It is a fact that more and more people are turning to buy to let mortgages as a form of investment and a medium from which to assist their pension, property prices in the last 5 years have increased significantly allowing investors to make good capital growth.

There is however a lot of financial responsibility that goes along with buy to let mortgages and this has to be a major factor when considering this type of mortgage. You can have bad tenants who do not pay regularly or the property could want repairs between tenants.

This of course is a financial burden as you still have to find the monthly mortgage payments. It’s for these reasons that lenders often want see a reasonable margin in the difference between the actual mortgage payment and the rental income sometimes as much as 130% of the mortgage payment.

You should also be aware any income from Investment property is deemed to be taxable income and usually so are the profits on the sale of the property. For more information on becoming a private landlord you can visit the ARLA website.

If you’re thinking about a buy to let mortgage, whether it’s your first investment property or you’re  seasoned private landlord simply complete our quick enquiry form and we will ensure your enquiry is passed through to our specialist buy to let advisers to provide you with the best options.

Search our best mortgage buys table for great Buy to Let mortgage deals now.

 

these are a sample of some of the companies available

 
Most Buy to Let mortgages are not regulated by the Financial Services Authority
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Some of the above services may not be regulated by the Financial Services Authority

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

personaltouchfinancial.co.uk is trading style for website purposes of Personal Touch Financial Services East Midlands which is an appointed representative of Personal Touch Financial Services which is authorised and regulated by the Financial Services Authority.

We do not normally charge a fee for mortgage advice, however a fee paying option is available. Our typical fee would be £500