Income Protection |
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Income protection is a benefit that will pay you a percentage of your salary in the event of sickness, disability or accident. Usually income protection provides long term financial assistance for illnesses such as heart attack, cancer, but also includes many other long term illnesses. It is best to consult with an advisor when setting up this type of policy, as these types usually have a significant amount of technical issues that need a full explanation and a clear understanding of the cover you require. This will ensure that should you be unfortunate enough to need to claim, then it will pay in the exact manner that it was meant too. Benefits often included are ‘indexation’ to help keep track of inflation, permanent and total incapacity benefit, and waiver of premium to mention just a few. These types of protection plans can cover some of the above events right up until retirement if required. If you would like more information please fill out our quick enquiry form and a specialist adviser will be in contact shortly.
these are a sample of some of the companies available
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